Bank Closed News : Planning to visit your bank next week? You may need to reconsider your schedule. Banks across multiple states in India will remain closed for up to six days due to a combination of regional festivals, national holidays, and regular weekend closures. Understanding the upcoming bank holidays will help you avoid delays in transactions, cheque clearances, and branch visits.
Here’s a detailed breakdown of the bank holiday schedule for the third week of April 2025 so you can plan your financial activities in advance.
Bank Closed News : Why Are Banks Closed for 6 Days?
Every month, the Reserve Bank of India (RBI) issues a holiday calendar based on state-specific celebrations, national events, and weekly offs. While not all bank holidays are pan-India, many are observed locally depending on the region.
The six-day bank closure in April 2025 is due to:
- Regional religious and cultural festivals
- Ambedkar Jayanti (a central government holiday)
- Fourth Saturday and Sunday weekend closure
Full List of Bank Holidays (Third Week of April 2025)
Check the table below for the detailed bank holiday list across different states and cities:
| Date | Day | Occasion/Festival | States Affected | Bank Status |
|---|---|---|---|---|
| April 14 | Monday | Dr. Babasaheb Ambedkar Jayanti | Pan India (Public Holiday) | Closed |
| April 15 | Tuesday | Bengali New Year, Vishu | West Bengal, Kerala, Tamil Nadu | Closed (Regional) |
| April 16 | Wednesday | Bohag Bihu | Assam | Closed (Regional) |
| April 19 | Saturday | Fourth Saturday | All India | Closed |
| April 20 | Sunday | Weekly Holiday | All India | Closed |
| April 21 | Monday | Garia Puja | Tripura | Closed (Regional) |
Note: Some private sector banks or digital-only banking services may still offer limited support through online platforms, but physical branches will remain non-operational in the mentioned states.
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Regions Most Affected by Bank Holidays
The effect of bank closures varies across states. Here’s a region-wise glance:
- West Bengal: Three-day closure (April 14-16) due to Ambedkar Jayanti and Bengali New Year
- Kerala and Tamil Nadu: Bank shutdowns on April 14 and April 15
- Assam: Closure on April 14 and 16 for Ambedkar Jayanti and Bohag Bihu
- Tripura: Two-day closure on April 14 and 21
- Other states: Most states will observe closures on April 14, 19, and 20
Impact on Financial Services
If you have urgent bank-related tasks, it’s best to complete them before April 13 (Saturday). Here’s how the closures may affect you:
- Cheque clearing and loan disbursements may be delayed
- RTGS/NEFT services will continue online but might see a delay in backend settlement
- Cash deposits or withdrawals at branches won’t be possible
- Bank locker access will not be available
- Customer support via in-branch visits will be unavailable
Key Bank Services Available Online
Despite physical branches remaining closed, many essential services remain accessible via online banking and mobile apps. These include:
- Money transfers through UPI, IMPS, NEFT, and RTGS
- Balance checks, mini statements, and account summaries
- Loan EMI payments and credit card bill payments
- Fixed deposit creation and closure through net banking
- 24×7 customer helpline (for select banks)
Make sure your mobile banking app is up-to-date and your net banking credentials are handy to avoid issues during this period.
Tips to Manage Banking During Holiday Weeks
To stay prepared and avoid financial disruptions, follow these tips:
- Complete all branch visits before April 13
- Use ATM services or digital wallets for emergency cash needs
- Transfer funds online to avoid cheque delays
- Keep track of your EMI due dates and pay them in advance if possible
- Don’t wait until the last minute for large fund transfers
Additional Table: ATM Withdrawal Limits and Availability
Understanding ATM limits can help during banking holidays:
| Bank Name | Daily Withdrawal Limit (₹) | Free Transactions/Month | Notes |
|---|---|---|---|
| SBI | 40,000 | 8 (Metro) / 10 (Non-Metro) | Charges applicable post-limit |
| HDFC Bank | 25,000 – 1,00,000 | 5 | Depends on card variant |
| ICICI Bank | 50,000 | 5 | Charges ₹20 per extra txn |
| Axis Bank | 40,000 – 1,00,000 | 5 | Daily limit based on card type |
| PNB | 25,000 – 50,000 | 5 | Extra fee after limit |
| Bank of Baroda | 25,000 | 5 | Offline branches will be shut |
| Union Bank | 50,000 | 5 | Use app for mini statement |
RBI’s Role in Bank Holiday Announcements
The Reserve Bank of India (RBI) issues bank holiday notifications under three categories:
- Holiday under Negotiable Instruments Act
- Holiday under Negotiable Instruments Act and Real-Time Gross Settlement Holiday
- Banks’ Closing of Accounts
Banks must abide by the RBI’s circulars, and all scheduled closures are announced in advance to avoid disruption in public banking services.
The third week of April 2025 will see multiple bank holidays spread across various states, including a national holiday on April 14 and regular weekend offs. It is essential to plan your banking transactions accordingly to avoid last-minute inconveniences. Make full use of digital banking options and keep yourself updated through your bank’s official app or website.
Stay ahead of the schedule and ensure smooth financial operations by staying informed about the April 2025 bank holiday calendar.
